Retired with 41 years of contributions, but leaving only at age 61 or 62

How will you quit your job in 2023

For now, these are just working hypotheses. But the government, which formally does not yet exist, has already begun to work on social security. There is no time to waste because on January 1, 2023, the Fornero law will come back into effect without reform. That provides for retirement at age 67. A rule that the Lega, above all, promised to eliminate definitively in the last election campaign. In fact, the work of updating the exit rules was never completed because the technical tables of the Ministry of Labor always examined all hypotheses and made the pending calculations of political appointments. Which now, after the electoral consultation, are beginning to become more concrete.

It is no accident that yesterday, Lega leader Matteo Salvini brought together his most experienced men in economics in Montecitorio, including Giancarlo Giorgetti, Roberto Calderoli, leaders of the Massimiliano Romeo group and Riccardo Molinari, head of the Labor Department of the party Claudio Durigon, to highlight the main economic dossiers. And above all “the issue of pensions was addressed with the aim of overcoming the Fornero law” explained majority sources. The line is not defined but in Carroccio’s intentions the lighthouse always remains at Cota 41. This is the dry exit with 41 years of payments regardless of age.

A promise that clashes, however, with the changed picture of economic conditions. Such high inflation, in fact, will subject the 2023 public budget to an additional effort to adjust pension subsidies to the inflation rate that is just under 9%.

A situation that leaves little room for maneuver to implement Quota 41 without limits. So also to avoid stoppages and criticism from Brussels that considers social security expenses in the category of unproductive, one of the ways to study is to combine the 41 years of payments with an age limit identified in 61 or 62 years. A choice of opportunities to be considered an intermediate step, but that would allow reducing the impact predicted by Quota 41 without a limit that would require a budget of around 5 billion in the first year to grow to nine in the following years. This would be a good first step. But the idea may be politically weak. Such a proposal would be perceived as not very innovative: setting the age at 60, or at 61, would simply replicate the current Quota 101 or Quota 102.

If this is the direction in which the new executive will start working in the next budget law, certainly the idea of ​​a male option, which is a copy of the anticipated departure foreseen today for women, with a reduced subsidy because it is calculated with the contribution and at the end equal to about 50% of the last salary, did not arouse great enthusiasm. It was rejected by the secretary general of the CGIL, Maurizio Landini: “Retiring people by reducing their allowance does not seem to me a good path. I believe that the issue is to address the complexity of the pension system”. And to confirm that the recalculation of the check with the contributory method is not an effective solution is the certification of the Female Option flop made yesterday by the president of the INPS, Pasquale Tridico, who, on the occasion of the presentation of the 21st annual report, explained that “in relation to to the public, the women’s option had a tie of 25%, a number that shows that the choice was made by less than a third of the holders. It’s a choice: everyone knows that with the contributory model, if you retire earlier, you go with a lower pension. It is normal in our contribution model, we have had it since 1995, we reconfirm it with the Fornero reform ». The indication that comes from who is on the threshold of the exit seems clear.

Source: IL Tempo