Pensions, intense yellow: Who can leave from 1 January 2024?

Pensions, reform is now a mystery: from the absolute hero of last summer’s election campaign to a specter hovering over Roman palaces. Is there a measure in Italy that reconciles common sense, the real needs of workers and financial sustainability? It is now a reality that pension reform has come to a dead end, and it is only an exercise of imagination at the moment to think of any acceleration in the coming months. More will certainly be known (we’ll see this later) in the autumn, when the foundations for the new budget law (the second of the Meloni government) will have to be laid. Because by then, the executive will definitely have to put the news of 2024 on paper, but we still have five long months ahead of us.

Pensions: what will happen next year

Influential Northern League Under-Secretary of Labor Claudio Durigon believes a Quota 41 for all is realistic, but who knows when: it’s a legislator’s goal, it won’t be reached in 2024. There is almost no trace of the money allocated to the next maneuver, “overcome Fornero”. The league has assured that it will not be content with an extension of the 103 quota, but starting next December 31, it is now almost natural to assume that this year’s resilience mechanism will be extended straight forward, perhaps with minimal corrective measures (“improvements” as Durigon calls it). defines them), as well as advertising monkey for the so-called “precocious” social and dismissal channel.

Calls by unions to base all reform on flexible departure from work from the age of 62 were met with deaf ears. And the quota is 41, that is, the probability of retiring with 41 years of contributions regardless of age, will increase from year to year, costing about 4 billion euros. Economy Minister Giancarlo Giorgetti made it clear that there is no reform compatible with our demographic situation. Not only that: the government will not be able to count on endless resources for the autumn maneuver, and priorities have already been set, and these do not concern pensions: make the wedge structural, tax reform perhaps the thirteenth tax cut from a birth perspective.

So if quota 41 is too far away, there is work to be done for quota 103: it expires at the end of the year and the government will need to find a solution, possibly a “bridge”, for 2024. There are various hypotheses that the same Quota 103 was expanded, perhaps with a slightly revised version. There will be clearer expectations before mid-October at the latest. Labor Minister Calderone hopes to resolve the issue with the unions in early July by reopening the social security desk, which has been suspended since February. We’ll see.

Women’s choice risks high

Without more funding, the government will do nothing, not even about women’s options. In fact, there are many female workers who hope that the manager’s female option will restore the old requirements. Durigon said, “I have to admit that I am not a fan of the female option, because I believe that 30% deduction from the check at 58 is not crazy. It is true that the new method planned for this year is correct. Unfortunately, we had very few supporters objectively, but now that we are dealing with structural reform, we are dealing with the problem. “I think we should try to find an answer here,” he said. In short, it seems to have come to the end of the road.

During the election campaign, the centre-right promised that Fornero reform would end, but with our demographic trend, rewriting it would only make the picture worse in the near future. The (outgoing) chairman of INPS Pasquale Tridico “no conditions” to repeal or radically change the law currently in force. Various quotas such as 100, 102, 103 are not solutions,” he said last month. social expectation for hard and strenuous work”. So to speak, an organic hypothesis of early retirement at 62 has no chance of success. It looks like an initial share has been made on the approach.

Social Bee: because it will still exist

At this point, Ape sociale remains a pension advance, which may be the real basis for a less rigorous approach than Fornero envisions: it allows early retirement to certain categories of people without any economic burden. workers who have reached a certain age (plus other requirements). The rest period allowance is a monthly subsidy paid by the State before receiving the actual pension and is currently aimed at individuals aged 63 and over in particularly difficult circumstances, for example, because they do hard work. people who need financial assistance before retiring in seniority – for years or because they have helped a disabled spouse, or because of age, they find themselves unemployed without the possibility of full-fledged retirement. The Social Bee measure was introduced in 2017 and may be expanded over time to include more workers than in the past. We are in the realm of hypotheses. For now, the reality is quite different.

Who can retire in Italy today?

The two regular, “ordinary” channels used to retire today, and which will likely remain the same or nearly the same in 2024, are still led by the Fornero reform, namely old-age pension and early retirement (which was once called retirement). The old-age pension is mostly used by women, as it has a limited number of paid contributions as a condition of access. Women in Italy often have careers interrupted by childbirth, insecurity and care work. The downside, however, is the higher release age than any other channel that is periodically updated “up”.

In 2023 you will have at least 20 years of premium and retire at age 67. The personal data requirement will remain unchanged until 31 December 2024 due to the pandemic, which has increased the death rate and nullified the two revisions planned for 1 January 2021 and 1 January 2023. : business, ransom, voluntary and figurative. Early retirement is a channel for quitting work and enjoying a well-deserved retirement, often chosen by men and, in principle, by those who have a long working career without a strenuous or arduous occupation. The requirement, fixed by 2026 and then adjusted for average life expectancy, is 41 years 10 months for women and 42 years 10 months for men, with no counting of age.

Source: Today IT