Today, the government will re-adopt the project regarding loan holidays for 2024 and submit it to the Sejm, said Piotr Müller, spokesman for the government of Mateusz Morawiecki.
– Today, during the new term of office of the Sejm, we will introduce the law on credit holidays, so that the Sejm will immediately deal with this law – said Müller on Radio Plus.
– The bill will be sent to the Sejm today. We adopted it – as announced – a month ago, but there is a principle of continuing the work of parliament, therefore today the Council of Ministers again through distribution or at a government meeting – this is a secondary thing – but it will be the same accept project so that it can be processed – he clarified.
He recalled that the project had been adopted by the government a few weeks ago so that – as he said – “everyone could get to know about it and it could now be quickly processed by the Sejm.”
Credit holidays. What does the project entail?
The draft amendment proposal assumes the possibility of further suspension of the execution of the mortgage agreement, for one month per quarter in the period until December 31, 2024. However, with regard to the solutions applicable from 2022, the draft proposes the introduction of income tax for. criteria for some borrowers who want to use this solution next year.
The possibility of suspending the repayment of the loan (in the same way as before – with regard to an agreement concluded to meet one’s own housing needs) would be available if the amount of the loan granted did not exceed 400,000 PLN. zloty.
If the loan amount exceeded PLN 400,000, PLN, but not exceeding PLN 800,000. PLN (twice the established limit), the project assumes the possibility of suspending repayments if the cost of repaying the monthly principal and interest payments of the loan exceeds 50%. average monthly income of the household in the period prior to the submission of the application.
Source: Do Rzeczy
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