Credit trap

There are too few apartments and that is one of the reasons why they are expensive. We have known this in Poland for a long time. Developers can dictate prices because people have to live somewhere – so they take out huge loans even for decades.

PiS had ambitions to do something about it. First of all, President Andrzej Duda, from the right-wing camp, went to the 2015 elections promising to help Poles, who had been deceived by the banks, with unaffordable ‘loans’ in Swiss francs. Years later, he admitted in interviews that he had not kept his promise. But no one cared about that anymore.

Ultimately, it was the compatriots themselves who demanded justice for ten years, until they reached the Court of Justice of the European Union, which ruled that banks could not sell foreign financial products under the name of loans. And this only opened the way to the resolution of the cases of many families in Polish courts.

The PiS government also had another plan. He planned to offer Poles – those who earned less and who could not afford real estate – cheap wooden houses. The State Forests could not only supply raw materials, but also land for cheap construction. They would thus participate in the “Mieszkanie+” program. 100,000 would be created annually. such buildings. It seemed simple. A special company was founded, Polskie Domy Drewniane, but State Forests did not join it. The company’s shareholders include the National Fund for Environmental Protection and Water Management and the Environmental Protection Bank. Expenses amounted to hundreds of millions of zlotys annually.

Polish Wooden Houses have managed to do the same thing as the president, and that is nothing. During the summer holidays, KO Senator Krzysztof Brejza revealed the answer to the questions he asked on the X website. The state-owned company admitted that it managed… to build 31 wooden houses.