According to Istat’s Noi Italia 2023 report, Italy ranks third in Europe. motorization rate It ranks behind Poland with 675 vehicles per thousand people, Poland with 687 cars per thousand people, and Luxembourg with 681 cars per thousand people.
Our country is well above the European average with 567 cars per thousand people, and its motorization rate is higher than Germany (583) and France (571).
Why do Italians continue to choose cars?
The automobile for personal use is by far the most used means of transportation in Italy, especially by those living in large cities. According to a study conducted by Aniasa in collaboration with Bain & Company, 72% of Italians use the car mainly to travel, while the use of local public transport is decidedly more limited and limited.
The reasons are different. First of all, the car is a convenient and practical solution for transportation; Moreover, traveling by car allows you to enjoy complete autonomy in choosing routes and, above all, timetables. We must also consider the lack of effective and widespread urban transport in some areas; This is a situation that drives many people to use cars instead of less polluting and safer solutions.
Car: A popular vehicle, but it also has risks
Although it is a very popular solution, the automobile also contains a number of risks that must be taken into consideration. According to the latest Istat data, traffic accidents started to increase again in 2022, especially on highways, urban and suburban roads, and the total number of 165,889 traffic accidents increased by 9.2%.
The number of acts of vandalism against vehicles is also increasing, representing 10.7% of crimes suffered by Italian families, according to Istat. There are also many car thefts in our country, according to the data of the Ministry of Internal Affairs, 81,497 cars were stolen in 2022, which means an 18.9% increase compared to 2021. often forcing them to bear the high costs of roadside assistance interventions.
Increase your protection behind the wheel with car insurance
Considering the various risks that vehicle ownership can pose, it is crucial that you protect yourself as best as possible to prevent unforeseen events from causing serious economic damage.
The first measure may be to choose to integrate some additional guarantees into the compulsory liability insurance policy. For example,Verti car insuranceStanding out as digital, reliable and competitive, it can be customized according to your needs to protect yourself and your vehicle and travel with more peace of mind.
The most common ancillary covers include theft and fire, where it is possible to insure against damage to the vehicle due to fire, explosion, explosion and theft, including vehicle accessories. It is also possible to protect the vehicle in atmospheric events such as hail, floods, tornadoes and landslides with the additional natural events warranty.
Particularly important coverage is the glass warranty, which insures the cost of repairing or replacing car glass in the event of accidental breakage, or the additional vandalism warranty for those who want to protect themselves in the event of damage caused by impact or attack. terrorism, vandalism and other incidents. In order to travel with peace of mind, it is recommended that you take into account the roadside assistance guarantee, get 24/7 support in case of vehicle malfunction or accident, and that the problem is resolved quickly.
Among the most useful additional coverages to be added to a vehicle insurance policy is protection against physical damage that the driver may suffer in case of an accident caused by the person’s own fault, or judicial protection to protect himself in a judicial or extra-judicial incident. Disputes regarding traffic accidents.
Another accessory warranty that should not be ignored is Car Insurance, which is ideal for those who want to insure against damage that the vehicle may suffer in cases such as accidental collision, rollover, collision or going off the road while driving.
Other ways to improve driving safety
Getting comprehensive insurance and combining the insurance policy with additional coverage that will help protect you against a range of risks allows you to travel by car with less worry. In any case, to travel safely by car, it is also recommended that you adopt a cautious driving style, always respect road signs and pay attention to some habits that can help reduce the risk of accidents.
To improve road safety, you need to consider the possibility of replacing your car with a more modern and safe vehicle, equipped with more advanced and efficient safety systems, such as ADAS devices for driving assistance. In addition, the vehicle requires regular maintenance to ensure that all components are working at their best and to avoid the risk of accidents caused by wear or failure of some in-car systems or broken or non-functional mechanical elements.
Naturally, you should always respect the rules of the Highway Code, from speed limits to codes of conduct such as avoiding using your phone while driving and maintaining the correct safety distance from the vehicle in front. It is equally important to always be alert and take breaks on long car journeys, find out the weather conditions before setting off, and pay close attention to others, especially vulnerable users such as pedestrians and cyclists.
Source: Today IT
Roy Brown is a renowned economist and author at The Nation View. He has a deep understanding of the global economy and its intricacies. He writes about a wide range of economic topics, including monetary policy, fiscal policy, international trade, and labor markets.
