‘More than half of young people want to change their health insurance’

A third of Dutch people aged 40 and older want to change their health insurance at the end of this year. More than half of 18-39 year olds say they want to change. This is reported by price comparator Pricewise.

Despite this intention, only a small proportion of insured people will actually switch to another health insurer. Research by the Netherlands Authority for Consumers and Markets (ACM) shows that 8 percent has actually changed. This can be explained by the fact that people over forty rarely change jobs. This often has to do with the care they consider necessary.

Complex and time-consuming

Many people also say that the transition is complicated and takes a lot of effort and time. Last year, 1.5 million people changed health insurer; This is 8.2 percent of all insured persons. This was much more than previous years. Between 2013 and 2022, the pass rate fluctuated between 6 and 7 percent.

According to Pricewise, the difference in premiums is still large. In 2024 there will be a difference in annual costs of more than 400 euros between the cheapest basic insurance and the most expensive basic insurance. Health insurance premiums rose by almost 7 percent on average. On average you pay 144 euros more per year.

A change can be helpful

“Health insurance premiums have been rising rapidly for years. And this, among other things, is becoming increasingly expensive. “This is a good reason to see whether you can avoid higher premiums by switching,” says Pricewise director Hans de Kok. He points out that all health insurance policies are becoming more expensive.

  • Author: Ilona Meernik
  • Source: HealthNet